1 - 96 Envelope Savings Challenge Book: Our Savings Challenge Envelopes come in a total of 96 with a challenge amount of Money, and they are super powerful when it comes to saving! Money saving binder is a great way to help you achieve your savings goals. 2 - Material: We upgraded the card binder! The 96 Envelope Savings Challenge Book material is made of thicker PVC, higher cost but more durable, waterproof and tear proof. Specially designed with a cover flap also means a lot, avoiding money falling off. 3 - Budget Helper: Our versatile budget binder envelopes is perfect for effective financial management and achieving your budget goals. Whether you're saving for a down payment on house, car, vacation, or a rainy day fund, our 96 envelopes money saving challenge is your trusted helper on your financial journey. 4 - Savings Challenge: Emerge as savvy financial superheroes and find joy in the simple art of saving.Join our money saving challenge for a life-changing experience that will leave you feeling invigorated, accomplished, and in control of your finances. 5 - Gift: Saving book can be a perfect and practical gift for friends and family, give them a suprise., which will help effectively manage finance and achievie their budget goals.